Welcome to our page (46), friends are there to help
-
Friends are those who help
-
I believe that our best friends are those people that are willing to help, so, sometimes I get by with a little help from my friends. When that happens, I am proud to call them my friends.
My friends have said to me, to buy a small and well maintained house, because, it would be better for the first home buyer than a large house, since there are lots of things to know and pay for.
Friends are those who help
Dear readers, after writing about houses building and
maintenance, in our articles before, in this article we would like to talk
about when we buy those houses. Buying a house is a very important decision that
we take in our lives, and most of us have never bought a house before, so, we
would like to have a friendly person that we can trust to ask some questions.
As I said, when we are going to do something important for the
first time in our life, like buying a house or something like that, we wish
that there is somebody that we could talk to openly, as we would like to know
if the decision that we are about to make would be the right one, so, we need
somebody that we could and would trust. For this reason, we start asking
ourselves, who are those people that we could trust, and would be able to help
us to make the final decision, we know that there are some people able to help,
because they are expert about the subject that we would like to ask them.
But, because we are not sure about ourselves, we would like to
talk to people that we can trust and these people would be only our family and
our most trusted friends. So, I hope that a couple of fiends that know enough
about buying house, would understand my needs and come to help me. Then I would
count them as real friends; because as the saying goes, a friend in need is a
friend indeed.
Anyhow, there are reasons to believe that we all would be better
off if we try to help each other and use our life knowledge to help our
friends, sometimes we might have to go out of our ways to help some friends,
when they ask for help; but if you really think it is worth the effort to help
your friend, then you should do it, it is a noble thing to do, and you may feel
proud of yourself for doing it.
Here, we would like to point out this. Let us not make the mistake
that everybody that we talk to is our friend, because friends are only those
people that when you need help, they are willing to help you, sometimes they
volunteer their help willingly and sometimes we have to insist to get them
motivated to help us, it works both ways, since the help that we might need
from a friend could be what that friend has knowledge about. Most times the
help we need is just knowhow and this would cost nothing moneywise to our
friends, but still our friend might be reluctant to give us his/her knowhow,
because it might put them in a position where they have to tell you some
personal things that usually they would not want to talk about willingly, or
the line of work they are involved in might in a way forbid them to give us
advise willingly; Take the lawyers for instance they are paid just for
counselling and their words cost plenty and they might be just a few words of
advice.
Anyhow this is not our case, because our case is at a much lower
category and it has got to do more about building accommodations and real
estate than laws, therefore this may not apply; but nevertheless we may not
want to talk about what properties we own and how we acquired them, just
because some people might feel jealous and hate us for showing off, so we have
to be careful what we say on this real estate subject. But there are times when
some of our friends want to buy their house or unit to live in, as they know
that you own some properties, they would like to know everything that you know
about properties, so that they may avoid costly mistakes, in these cases we
should accept that their inquiries are genuine and we should really help them;
so, let us write an example about houses for sale or rent.
Houses for sale
or rent
Anyhow, we have talked above about needing some help from trusty
people, which could only be a friend, because we needed somebody to talk about
real estate. You see, the houses that we have built in our previous articles,
they need to be sold, so, they interest real-estate agents. Because somehow, we
want to link building and selling, this article was going to be called, houses
for sale or rent, to help those people that are looking for real estate. Then I
was going to call it, ‘What friends are for’ and “friends are there to help”
because I wanted to say, ask a friend for help if you don’t know enough about
real estate yourself, but in the end, I had to accept to call it “Friends are
there to help” which does not really say much about the real estate scope of
writing this hub about real estate. Anyhow let us see what we can offer to help
those people that are about to rent or buy their own house, or just rent one if
that is their better option in the long run; at the same time let us describe
how friends could help and why sometimes it is not that simple to find people
willing to help in these cases. But first of all let us define who could be
called a friend, because a friend in need is a friend indeed, as we have said
at the very start of this hub.
Yes, this is the case
that we are going to talk about in this hub (article), because one of my
friends that we are going to call Joe in this article wants to by a property
and is asking my advice how to go about it; so, we are going to talk real
estate and what we need to understand before we buy. After all I believe that
what we know should be used for the betterment of ourselves first of all, and
then, for the betterment of our family and friends and also for the betterment
of the rest of the community, so any knowhow that we have should be shared we
our friends, and this is what we are going to do here, while we are answering
my friend Joe’s questions; anyhow I am willingly going to share whatever
knowledge I might have, because my friend Joe is asking for help, so, let us
see what Joe wants to know first of all about properties.
--------------------------------------------
My friend Joe
real estate question
Anyhow, one day Joe asked me this real estate question, and this
is what he said: Frank, we have been friends for a long time, so, I trust you
more than anybody else, for this reason I would like to ask your advice about
real estate, since I am thinking of buying my own house soon or later. I know
that you own a couple of properties and I know that you have bought them
yourself; therefore you know what is involved. So, I have come to you because I
know that you know about real estate a fair bit more than what I do and I trust
your real estate judgment.
Anyhow, I was saying that lately, I and my wife have been thinking
to buy a property, so that we will not be paying rent for the rest of our
lives, I and my wife both work and we think that we can afford a unit or a
small house. So, I would like to ask you, if you could help me to understand
those things that you know and that we really need to know before we buy?
Okay Joe, since you came to me as a friend I will try to tell
you what is my opinion about these life matters. So, let us talk about what we
need in our lives first. In life, it is important to know our physical needs
and then real estate, because real estate makes people feel secure. As I was
saying, we know that the most important needs that we have in life is to
satisfy our personal body needs first, and once that is done we would be
looking for safe accommodation, therefore the need to buy or rent a house. Now,
I believe that you are renting and you feel as if paying rent is money down the
drain, so, before you have your own family you would like to buy your own
house, is that right Joe?
(Joe said, yes that is right Frank)
I can understand that I said, as we all would like to have some
secure accommodations in our lives, it is the dream that everybody dreams and
for some of us it will remain only a dream, because we will not have the will
power to do what is needed to be done to acquire a property, even though every
time we pay rent we are forced to remember that if we had a property that we
could live in, we would not have to pay rent, even if we owned a small unit
that just would cover our heads.
Anyhow Joe, I am glad that you have decided to do something
about it, and you came to me for advice; so, I am saying that I am willing to
give you my personal advice freely, but even with my limited advice it is not
going to be very easy to buy a property, because it requires a lot of planning,
but the most important thing is this; do you have enough money to buy the
property? Nine out of ten the answer is no, so you have to borrow money from
the Bank or building society or other institution that lend money to the public
to buy houses; now if that is the case and I believe it is, then we will have
to consider how much money is safe to borrow from these lending institutions,
you see, you don’t want to borrow too much, just in case it becomes hard to
repay back your loan.
-----------------------------------------
Joe continues to
ask me real estate questions
Okay Frank, I know what you mean that it is not easy to buy a
house or any property for that matter, but what should we do to get started? We
would like to know this. You see I don’t like to ask direct personal questions,
like what did you do when you bought your first house, but whatever you can
tell us could help, otherwise we will never know what the best way is to go
about and what to do next, and that is the reason why I have come to you for
advice, so please tell us what you know and what you could tell us? As I have
said we have some money in the bank, but we don’t know if that could be enough
to get us started?
Okay Joe, fist let me give you a very short answer to your
several questions you are asking. If you don’t think that you have got enough
money, then you need to work out several times what you have and what you can
afford to pay, therefore it would be very wise if you start by buying a small
house or apartment. Now let me go back to answer the other questions:
You see Joe, I have to go back to my own life experiences to
answer your real estate questions; so, I have to say Joe, that to buy a property
is not easy unless you have enough money in the bank to buy it outright, but as
you said you have some money, therefore I guess that your money is not enough
to buy this house that you are wanting to buy, and therefore you are here to
learn what is the best way to borrow money.
Now, in order to do that I
have to go back to my life experiences to look at what I could tell you, I know
that I have already written about this somewhere else, so, in this article of
hub pages I cannot repeat much about what has already been said before Joe,
otherwise I am running the risk of writing duplicate content and hub pages
already is telling me that I repeat too many things, so, Joe I have to be very
careful what I write here and I have to give you just one address where you can
find what I had already written once in Hub Pages and then later on deleted
because of duplicate content and other issues. So, Google, “Yola, http://diybrickwork.com and then click on ‘Buying
the first house’ there is a lot more to learn there about buying houses, as
over there I am not restricted to repeat what I have already written somewhere
else. I hope the link works for you. See you later Joe.
Joe I have tried to help you, because that is what friends are
for, when you need help ask a friend, thank you Joe for thinking about me
worthy to be asked, and come back another time to see how you are going with
your borrowing money and other things, I would like very much to continue to
help, by telling you what I can? See you later Joe?
I believe that I have said enough in this article, so, see you
in our next article, property for rent. See you soon.
---------------------------------------------------
No comments:
Post a Comment